Employer Coverage and the Unwinding
From Covering Kids & Families of Indiana
As Medicaid returns to normal rules, some Hoosiers will be over income for Medicaid and will want to sign up for employer sponsored insurance. The Department of Health and Human Services (HHS) hosted an "Unwinding and Employers" webinar encouraging employers to help with education efforts and to offer employees assistance with employer sponsored insurance special enrollment periods (SEPs). Employers are required to provide an SEP when an employee or family member loses Medicaid because they are no longer eligible.
They also suggested some actions employers can take:
- Offer enrollment flexibilities (i.e. more than 60 days)
- Help with education efforts to consumers (i.e. encourage employees with Medicaid to update their contact information with the State)
- Ensure HR staff know the rules and are sharing with employees
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