People Losing Medicaid/CHIP Have Until November 30 to Transition to HealthCare.gov

From Beyond the Basics

Last week, HHS announced plans to lengthen the so-called "Unwinding Special Enrollment Period" (SEP) from July 31 to November 30, 2024 in states that use HealthCare.gov. 
This SEP is available to any person who lost Medicaid or the Children's Health Insurance Program (CHIP) coverage at any time between March 31, 2023 and November 30, 2024. People who have lost Medicaid/CHIP can access the SEP by submitting (or updating) an application on HealthCare.gov and answering "yes" to the question asking if their Medicaid/CHIP recently ended or will soon end and attesting that their coverage ended/will end between 3/31/23 and 11/30/24. People then have 60 days after being determined eligible for the marketplace to select a plan and pay their first month's premium. This additional time will allow people losing Medicaid/CHIP, especially people in states that are taking longer than expected to complete the process, to make a smoother transition to marketplace coverage. The new November 30 deadline overlaps with the November 1 start of marketplace open enrollment, which could help eliminate a gap in coverage for people who have lost their Medicaid coverage and are seeking marketplace coverage to start before January 1, 2025.

States that operate their own marketplaces control their own SEP policies; check with your state for more information.

For more information about Special Enrollment Periods, see:
SEP Reference Guide (available in English and Spanish)
SEP webinar landing page 
SEP in Spanish webinar landing page