Family Voices Indiana shares the following information from In the Loop: Today, HHS announced a new special enrollment period (SEP) for individuals who are currently receiving COBRA coverage. Until July 1 , these consumers can terminate COBRA and receive an SEP to enroll in FFM coverage. As we saw in this post on In the Loop , consumers could save hundreds of dollars per month with this SEP. So what’s new with this guidance? Normally, a consumer has three options regarding COBRA coverage: decline an initial offer of COBRA coverage, get an SEP, and enroll in marketplace coverage; switch from COBRA coverage to marketplace coverage during open enrollment; or wait until the exhaustion of COBRA coverage to get an SEP. So if an individual started receiving COBRA, dropping it prior to its expiration previously would not have been considered a loss of minimum essential coverage (MEC) and trigger an SEP. Today, HHS recognized that many consu
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